speaker-0 (00:03.758)
One moment, I just gotta change my name. Because that was my married name and I ditched that one. Okay.
I'm gonna have to edit this. Okay.
speaker-0 (00:19.31)
Hello everybody and welcome back to another episode of the Economy of Soul. I am here today with the amazing Candice Jamison. She is a financial educator and life insurance agent. However, I really feel that that just absolutely does not do her justice for the mission and the vision that she is really bringing to life in this world. Candice and I met a couple of years ago. I can't even remember how.
But it was one of those connections that I had one conversation with her and I was like, she is my people. She is just, there is something about her energy that I know is just gonna land with you guys today as well that just really made me realize that women who are doing this work about really just educating and empowering one another to create lives that are on their terms, it's just, it's really incredibly beautiful. So I'm so excited for our conversation today because women and wealth, let's just.
Let's just be honest. We need more and more and more of that. So welcome Candice. Why don't you tell us to start off by telling us a little bit about what it is that you do.
Yeah, thank you first of all so much for having me and to set the story straight, I actually think we met on Instagram probably four or five years ago. think it was like one of those like DMs where, you know, I had just got into business. I wanted to meet a lot of really amazing women and I kept following your stuff and I was like, I'm just going to reach out to her and pull the plug and that's actually how we met. it's crazy that here we are.
Graham friends from day one. It's the best. Yeah, I love that.
speaker-1 (01:58.572)
And then a little bit about what I do. I come from the fitness industry. I'll tell you a little bit about my story. I was broke as a joke during COVID, because my industry was shut down. My dad passed away from cancer, and I was in a financial crisis. I remember my dad passed away, and like three days after being home with my mom, I actually had to fly back to Vancouver to go back and teach fitness, because it was the first time that it was open in three months. And I just remember like,
the walls crashing down and I was like, you know, I'm never gonna be a victim of money again. I did what most people do. I went to the bank, I tried to figure it all out and I actually had a woman sit down with me and she empowered me on my journey. And I just remember this feeling of like, this is what I need to do for the rest of my life. So that's how we got here. And that's exactly what I do. I teach women.
how money works, how our banking system works so that you can take advantage of it instead of getting taken advantage of. all along the way, I've just kind of, you know, jumped into public speaking events, you know, podcasting like this. And I just, really want to help women get it together. I feel like if you understand how money works and you have your own wealth and we're not talking like, can I swear on this podcast?
Absolutely, I always hit the explicit button.
I'm not talking like, fuck you money, but I'm talking like you just have financial security. You will never be in a relationship, a job, a friendship, a situation, an environment that doesn't bring you joy. And I think that that's the ultimate flex. Like that's what money should be used for.
speaker-0 (03:47.336)
Yeah, amen to that because first of all, like how many of us are just not taught? just taught, right? We are not given that education as young women, even as like young adult women. Like I don't remember ever a time and certainly I did not come from a financially secure background, you know, in childhood, but just like no one ever sort of sat us down and said like here just the basics like.
Instead, we got taught algebra and like line dancing. I have used that. Definitely haven't used the algebra that often. it's wild to me. And yet also, it has such a significant impact on a woman's life when she is in choice.
Here's the thing. The system is never going to teach you how to borrow less money. It's never going to teach you how to pay less tax. And it's always going to keep you in a cog where you need that next promotion. You need that, like you need to pay off a loan. need to like, that's how our economy is designed. So until you can learn
how that works and what that looks like, you're gonna be stuck in it instead of being able to like, I say take a step back from like the matrix if you really wanna get into it. Like that's genuinely what it is.
And so when do you think it was that you really identified that that was what's happening? Because I mean, I love that. I am always for the liberation of our own selves outside of what we've been conditioned to believe, right? And that aspect to me is so sexy because it's like the more of us who understand that and are armed in the world with that understanding and knowing, then life becomes our own.
speaker-1 (05:55.542)
I agree.
you know, and it's like that, that's the juice that I just pray all women get the opportunity to understand. So when did that really start landing for you? Like was it prior to you being in this? Yeah, let's hear it.
was literally in the first 30 minutes of learning about money where it was like, like the emoji like the mind blown. I felt like my whole life like I just disassociated from it. was like, it's really this fucking simple. So like, let me just I'll give you like the first little tidbit. But
We hear about inflation all the time. And the reason why people don't learn about money is because it's not sexy. Like it's data and graphs and charts and BS. But we know that everything is getting more expensive. So that's like what inflation is. You feel it when you're at the grocery stores. Like if you earn a hundred K now.
and inflation is around 3%, which is like, it's 2.7 % in Canada right now. In 20 years, you're gonna have to earn $172,000 just to buy what you're buying right now. That means you get no lifestyle upgrades. So because our jobs aren't paying us more, our rent isn't getting cheaper, like none of that is happening for us. We have to learn how to invest.
speaker-0 (07:12.952)
That's crazy.
speaker-1 (07:25.46)
Any money that you have sitting in your bank account is earning about a half of a half of a percent. Inflation's 3%. So your money isn't keeping up with inflation. You have to go to your credit card, which charges you 20 to 24 % compound interest. And right there, you're now stuck in this wheel. You don't make enough, so you have to borrow. So you have to put it like that's genuinely it. So when
you learn like how to invest or you learn like even just how to remove yourself from from that little piece right there. Now you take back your power. Now you have autonomy over your money. And that's when you can really start to make ish work like we don't live in a society anymore where you can cut back your expenses. People are already living paycheck to paycheck. You have to make more money and you have to know how to have that money make more money.
Mm-hmm.
speaker-1 (08:23.953)
or
Yeah, it's like the efficient way of making more money really is just having something that is already there working in a way better way for you. Okay, I love that. So how does life insurance and like making sure you're set up in that department really playing into this factor? Because I know that there's like full disclosure, I got life insurance when I was 21. All my friends thought I was absolutely nuts.
Yeah.
speaker-0 (08:53.302)
I was like, I don't know, this is like, I got a whole life policy. So I was like, I fund it. anyways, I also got critical illness insurance. was like, I am giddy up. Now that I have children, we also bought them life insurance policies when they were first born. And again, that policy has been paid off now for all of them, but it's just sitting there for them as an investment. And people think this is the weirdest thing.
because they think that I've bought it because I'm worried they're going to die, or I'm worried because I'm going to die. But I was like, no, I just use it as an investment, as part of my portfolio. talk to us. Just tell us, how does that work? how do you direct people if they sort of have that mentality of, if I die, I die, and my assets are just going to go to my family?
100%. So first things first, let's talk about the most important aspect, is protecting your income. So for anybody listening, this is like the easiest exercise to do.
If you know somebody who's been diagnosed with cancer, you know somebody who's had a heart attack, you know somebody who's had like a physical disability and they can't work, you have seen firsthand how not having money significantly impacts your lifestyle. And for most of those people, that now means that not only are they facing a health crisis, they're now in a financial crisis too. How do you take off time for work and still prioritize your health?
You just can't do it. So if you cannot go more than six months without your income and without incurring severe debt, you need to have critical illness or disability insurance. And this is why. I want you to take how much you earn per year. So like, let's just say that's $100,000.
speaker-1 (10:58.934)
And you're going to minus like any assets that you have. So this is like your savings, your investments or whatever. And let's just say you have $25,000 saved, which I'm going to tell you right now is most more than most Canadians. I see it all the time. Now you're at $75,000 that you have to figure out like, OK, how could I live without my income for a year? So you divide that by 12.
That's $6,250 that you would have to put into a savings account every single month to be able to take a year off of work.
That's wild. mean wild. Yeah, some people aren't even living on that.
Who can do that?
speaker-1 (11:38.43)
Yeah, so if you have that number wouldn't it make sense to rent a hundred thousand dollars of coverage from an insurance company for like thirty forty fifty bucks a month Instead of putting six grand aside. That's like that's just how you protect your income Now there's protecting your finances
Again, the system is designed to keep you broke. When you pass away, everything that you have gets locked into your probate and your estate. Now your spouse can have access to it pretty quickly, but there's gonna be an F ton of taxes and fees and stuff that has to be dealt with. And that all has to be paid before the assets get moved. So that's your first problem, it's time when somebody passes away.
Hmm.
speaker-1 (12:29.536)
Now, if you rely on somebody's income to pay your bills, let's just say your partner or your spouse, and they pass away, how are you now going to carry all of the household expenses under one income? You're not, it's going to be impossible. And how are you going to take care of your kids, like your childcare, your tuition, your university, like all of those things?
Mm-hmm.
speaker-1 (12:52.866)
So like that's from a need perspective. That's what life insurance is for is to make sure that if something happens to you, your family is going to be okay. You see it all the time with bill fund me accounts, too little, too late, bad. Now, if you look at it from a wealth perspective, which is what you and your family obviously did, if you wanted to pass down a million dollars to your kids, like you wanna make your kids
thrive or survive in this economy, a million dollars, let's just say over 30 years of your working career is $33,000 that you would have to set aside each year to make your kids a millionaire if you're working for 30. Or you can buy a life insurance policy that you pay into a couple hundred bucks a month for 10 years, 20 years, however long you want to spread that out.
but I can guarantee you, would never put a million dollars in premiums to give a million dollars to your kids. And now that's the ultimate wealth hack. The people who need critical illness and life insurance the most often don't see the value because it's something that you're renting. It's something that you're putting money into. But like I said, if you can't go six months without your income or...
Mm-hmm.
speaker-1 (14:15.784)
somebody relies on your income to cover the bills, by not having it, you are you are literally waiting for the walls to crash down and it's so sad when it happens.
And I think our society so often is reactive versus future planning. We're not proactive in the way that we set our lives up. We're all just trying to get by. So there's no shame whatsoever, whatever your circumstances. Because I feel like I don't know where. I'm pretty sure it was because I read Rich Dad Poor Dad when I was 19. I'm sure that that probably was a launch pad for me because I hadn't
no reason to understand these things in my life. But now, and this is the thing is that life, never know what life is going to give you. I wouldn't have ever thought I was going to be a single mom at 43 with three kids and an entrepreneur. So it's like those two things that came up in my life, I was like, okay, if I ever got sick, thankfully I have a very wonderful package.
that is just waiting there for me. So that stress comes removed. Right? It's not even there.
Most people, like, I truly think that, like, the people don't have it. It's not because they're making a choice to put themselves in a worse financial situation. I think it's just, one of those topics that's avoided being talked about. most people don't realize that they can protect their family's finances for less than what they're paying for their Netflix, their Crave, their Apple subscription. You have, you know, AppleCare. You have, um...
speaker-1 (16:05.134)
car insurance, have house insurance, but like, why aren't you protecting your income? Like, why is that the thing that's the negotiable aspect? Yeah.
100%.
And it's a lack of education. It really just truly is that people don't talk about it enough. And it's not talked about in a way of like, making it make sense. You know what I mean? It's like, typically life insurance agents are, I'm gonna say some pretty crazy stuff here, but they're usually in their like 50s, 60s, 70s, 80s. They're old white males. like, it's just...
this industry isn't sexy because one, who's usually selling the product and two, like nobody wants to plan for the worst case scenario. So you put those two things together and it's a recipe for ignorance.
Yeah, absolutely. Just avoidance of like, man, I'll deal with that later or never.
speaker-1 (17:05.422)
Everybody thinks they have time. I remember two years ago, I went for my first mammogram because I'm 40 and they're like, here, let's go squish your boob. And they found a lump and I was like, my gosh. And we had to do several tests. Like it wasn't like they brought me back and they were like, no, we still can't tell. So like come in for more and come in for more. it was like...
three months of that. Thankfully, I don't have it. But I just remember the whole time being like, well, if I do, like can, I can take a year off of work. I'm good. Like that not having that stress was huge. And then actually since like December of 2025, I thought I had like a shoulder issue. I went and got some x-rays done and it looks like I have a damaged vertebrae and my neck is actually like in the wrong direction.
So like
Those are two things that come out of nowhere. I've never been in an accident. Like nothing ever crazy has happened to me. So like, where did that come from? But like, I can tell you it affects my day to day life. I can't sit at a desk all day. Like I can't do all of these things. So like, thankfully I have a job where I make my own schedule. But if somebody works a nine to five, that back injury happens to them and they can't work their job. Like guess, guess what? You're...
Mm-hmm.
speaker-1 (18:32.0)
You're in trouble now.
And it's fascinating that, again, we aren't conditioned to even anticipate these things.
Nobody, again, it's a lack of financial education. What did your parents teach you about money? What are you teaching your kids? That's not a question for you, but that's just our society because we're not taught in school how to manage our money, how to build wealth, how to protect our families, so it doesn't get passed down from generation to generation.
Mm-hmm. Yeah, we're all just out here, like.
But I can tell you, the families that know that you can build wealth through life insurance policies and they're passing millions of dollars down tax free for like a fraction of what it would cost to save them, those are the people that are teaching their kids how to build wealth.
speaker-0 (19:26.486)
Yeah, amen. So if you had to give everyone three tips of really where to start, it doesn't matter if you have life insurance or don't have life insurance, what would be the foundation that you would take people through?
100%. So one, you're paying too much on your credit cards, for sure. I know you are, it happens all of the time, but credit cards were actually designed for the wealthy. To be eligible for a credit card, you had to make a severe amount of money. But what they noticed is that they were paying off all of their balances every month, so the credit card companies weren't making any money. So they started to target middle income families, people who like...
had some money, but would carry over their debt and that's how they earn their interest. So you need to go onto your credit card website. So like if you're with Scotiabank, you're gonna type in Scotiabank credit cards and you're gonna see that your credit card, you're probably paying like 24 % cause that's what most are. And you're gonna hit low interest credit cards. You're gonna see that almost every bank has a credit card for like 10, 12, 13%. And you're gonna call them and you're gonna say,
I'm really having trouble making my financial commitments. And before I fault on my credit card, I need you to please switch me to your low interest credit card. It's the Visa Platinum, blah, blah, blah, blah, blah. You have to say the exact specific name so they know that you know at the interest rate of 12%. You now just cut your credit card interest by 10%, which means your minimum payment is gonna be less.
You now have more cash flow. You use part of that to put an emergency fund. You pay part of that to use your debt and you put the rest towards a financial plan like critical illness and you just in one move was able to change your whole financial situation.
speaker-1 (21:26.589)
Just one meal.
You don't have to spend any more money. You're literally spending the same amount of money. You just now created financial stability.
Mmm.
Track your expenses. Everybody hates it. Nobody loves it. But make it a vibe. I call them money dates. Like turn on the fireplace, get in your cozies, have a glass of wine or a mocktail or whatever your vibe is. Put on some music or a movie. But find one night a week where you can spend half an hour to an hour.
Mmm.
speaker-1 (22:02.818)
going through your finances and making sure that there's not extra charges, making sure you know how much money you're spending. You can't lose weight or gain weight if you don't know what your caloric intake is. So how are you gonna build wealth or save money if you don't know how much you're spending? But make it a vibe.
Yeah, I love that. Like romanticize it so that it doesn't feel like a chore, right?
Get your partner involved, know, and like if money is triggering to you do breath work for 10 minutes before you get into it, you know, like It's so so so so so simple to just check your finances and It takes a while I get to like especially if you're not confident financially it takes a while to get comfortable opening up your bank account or your credit cards but
The confidence that you build just by doing small bite-sized actionable steps, like you have a saying, like micro moves make mountains. those small things of checking your finances all the time will build confidence. Once you feel confident with that, you're ready to take on the next piece, which is learning how money, like just do step by step.
And I mean, I think like I love that because it's again, it's tangible. It's easy You could do this today everyone you could have a money date when you get off this podcast and you know Sit down and understand but like the knowledge is what empowers us. Mm-hmm having that knowledge and and again like trying to detach from any shame or like just Witnessing it and going. Okay. Here is where I'm at How do I make those micro moves to?
speaker-0 (23:46.572)
begin to get me to the place where I really desire to be. And when you get into radical honesty with that, all of a sudden it takes the edge off a little bit. And you're just like, OK, this is just what it is. But everyone is capable of learning this. Those were just the simplest two little things.
Financial education is the difference between wealth and not. And here's why I say it. Once you understand it, it's literally so simple. I showed a client yesterday, she's 22 years old. I showed her for $50 every two weeks how she will have over $2 million at time of retirement for $50 every two weeks. That's $25 a week.
That's crazy. mean, you spend more in Starbucks than that, you know.
And like I was actually it's so funny you said this because I was gonna do an Instagram post on it today but I was like, you know before it was this thing of like You could skip your Starbucks or you could invest it and like I didn't really truly believe that that was life-changing money like and I'm talking like five years ago because coffee was like three four dollars now, it's like seven eight dollars But eight times let's just say 20
100%.
speaker-1 (25:03.95)
30 is $240 a month. If you're in your 20s and 30s, $240 a month will make you a multimillionaire. Your Starbucks is like.
Mm-hmm.
speaker-0 (25:17.142)
Is it really that important? I don't drink coffee anymore. I understand that coffee is important, but it's just like, when you put it into perspective like that, all of a sudden you're like, wait a minute.
that can be a million dollar decision. You can have critical illness insurance and life insurance in most cases for less than $240 a month and you could pay off a big chunk of your debt each month. These are the small decisions. And this is why I say track your spending because most often people don't realize they're spending $300 a month. And then when they're like, oh, I have $300 a month here, but if I did this with it, that's how you can kind of make those lifestyle.
Mm-hmm.
changes, right? like I said, once you understand how money works, you've just removed yourself from the matrix, you will never look at the world the same and
I said it before, but when you know how money works, when you have true financial stability, you will never be in environments or relationships that do not serve you. And I think that that's the most empowering thing that any woman can do for herself.
speaker-0 (26:30.414)
mean, I feel like I lived that experience and part of it, it was not a good environment. It was toxic. And part of it, I was scared. Like, was like, am I going to be able to figure this out totally on my own? And it's looking back now, I'm like, my gosh, why was I even concerned about that?
Because once you do educate yourself enough and once you do empower yourself to make decisions, I mean, I think women are so smart. I think we're so smart. And I think sometimes we just haven't been shown, like we don't have that knowledge or the confidence in that knowledge to really make those decisions for ourselves. But once we do really educate ourselves around it, it changes the whole game. It changes the whole game of everything, really.
And I'm a strong believer in feminine and masculine energies and relationships. Whoever owns those energies, I think you do really have to have those to have a really long lasting relationship. And whoever wants to be the mask or the femme, go for it, right? But one of the biggest...
excuses or objections I get is that like, my husband manages the money or like, he makes the money. And while I think that's amazing, you have to know how money works. And you have to do something for yourself financially so that one, you're not stuck there. But two, let's just say you have the perfect marriage. Let's say you are the marriage that ends up you know, going for 20 or 30 years.
If your husband passed away tomorrow and all of a sudden you were financially responsible for how the family works, if you don't understand how money works, you're fucked.
speaker-0 (28:22.382)
Absolutely.
Like, you're.
for the health of your relationships, figure out how money works. How many couples fight over money? How much financial stress is there between partnerships, like trying to pay the bills and do all of that? Like, if you could enter a relationship where you knew how much debt the other person had,
you knew what their retirement timeline was, what is the goal? What do you want your retirement to look like? And you guys both knew how money works. You're cutting like 90 % of your relationship problems out of the equation.
Absolutely. And again, it's all based around education and building confidence, right? Around really just getting clear on it. And that's the thing is that, mean, I like obviously do a lot of somatic work with clients. so money is a highly triggering topic that everyone, we all, I don't think there's been a client, I'm trying to think that we have not crossed that bridge at some point around shame,
speaker-0 (29:36.562)
and just like they're so worried, there's patterns that are playing out that have been there since childhood, all of these things.
from their moms and their womb. Like, let's talk about intergenerational trauma.
Right? Yeah. Eight generations back. Is being passed on. And so how do you educate, I guess, around the importance or just for people to even listen that this is really a key factor in building wealth? Not an afterthought, not a nice to have, but one of the foundational places that you can really start to build from.
like that.
speaker-1 (30:19.522)
I mean, again, let's talk about how the banking system is designed to keep you broke. Most people don't learn about money because if you do want to learn about it, you're going to the bank, you're putting your debit card in, and the first thing that they do is they see how much your bank account balance is, and then they assign an advisor to you based off of how much money you have. That is such a traumatizing experience for anybody who is insecure about money.
That alone right there, like, hi, I wanna learn about money. I'm gonna show you I have none. Please, like, please spend your time with me. Yeah. No, nobody wants to leave their couch to go and like, just go through that experience, right? So the way that I work is with each of my clients, I start them off with what I call like the she, he, exercise. And we spend about 10, 15 minutes really going through like,
What does the wealthiest version of you look like? So like, really easy question to ask yourself is like, what is your drain bank account balance? Like what amount of money would you have to see to feel completely safe and never feel financially stressed again? Like what is that fuck you number, right? You need it. And it's the first one you thought of, not the one you've been trying to think about for 30 seconds after it's the first one. Go with your gut, right?
Now there's a few other questions, like basically what it comes down to is if I told you that you could have that dream bank account balance, you just said what it was and I'm going to hand you that amount of money and you could keep that amount of money for as long as you acted like the woman who earned it. What are the things you have to start doing today and what are the things that you have to stop doing today? Where are you self sabotaging?
you
speaker-0 (32:10.862)
Mm-hmm.
And if a wealth advisor or like the highest level CEO, so let's say like Tony Robbins or whoever is like your leader that you think is like the most amazing one, if they were to spend a day from you from the moment that you woke up to the moment that you went to bed, what is the first thing that they would tell you you have to stop doing? What's that first change they're gonna tell you to like get rid of? Yeah.
Mm-hmm.
speaker-1 (32:40.618)
Now, if you can start to spend your money in the energy of the person that just did all of those things, now you're acting as if and you're starting to collapse the timelines that you talked about.
Mm-hmm.
So that's the first thing that I do with my clients.
I mean, like you just think that education alone, mean, to be honest, we do the same work just in, you know, different avenues, right? Because when you talk about identity, so often women do not feel that they can even own the identity of being a wealthy woman.
That feels so far away for so many women. Like, I don't know. I'm humble. I'm a nurturer. I'm the one who takes care. I'm not over here building an empire, right? But making that shift, making that shift of owning the fact that you can be a wealthy woman, that that can exist within you, just that shift alone.
speaker-1 (33:45.379)
Yeah.
speaker-1 (33:52.34)
Even if that's not your role, being able to act as that person for your partner who does do that role is so significant. You know what I mean? Like, let's build wealth. Let's start having conversations. Like, you know, maybe they manage the finances, but it's like, okay, how can I be a part of this? How can we set it up so that if something happens to me, like we're okay, like...
Babe, you have coverage? Like, are you gonna be okay if something happens? Okay, can we like maybe explore that just to make sure that we've thought of everything?
Yeah, it's so incredibly, like it's such an important question to ask and conversation to have. mean, I actually, well, and that's the thing, right? And actually after my divorce, I ended up getting a secondary term policy because I knew that if I died, my ex-husband would not be able to sustain the lifestyle that my kids currently are used to.
We know what questions to ask.
speaker-0 (34:56.429)
And so I was like, want them to be able to live out the remainder of their childhood and then have extra to be able to set them up. And so I was like, that is something that definitely feels like my responsibility that if something were to happen to me, right. And it is it morbid? mean, I don't think it is. think it's being a responsible human to think about these things and to have these just honest conversations that's like, hey, if something were to happen.
Here's what I would be leaving you and I want that to be wealth not debt
You're guaranteed two things in life. Death and pain.
100 % and it's like I want to talk about the death part. It's like we are all going to
It's It's sad. Yeah, for sure. if you look at it from a wealth perspective versus like a I'm putting an omen like you dry clean your expensive clothes, you put oil in your car, you do maintenance on it, you have insurance on your Apple phone, you have insurance on your computer, you have insurance on your TV, like you have insurance on everything else. Why not your income?
speaker-0 (35:49.56)
Mm-hmm.
speaker-0 (36:06.392)
Mm-hmm. Mm-hmm. Yeah, absolutely.
But again, it's like two things. One, people don't know what questions to ask or they don't even know that you can have that. And two, typically the people who sell it are old white males. And like, I'm sorry, the financial industry is male, pale, stale, which is why I work with women only. Like we're not going through data and charts and graphs. We're making it sexy.
architecting it really the same way that I do business really it's like we're architecting lifestyle we're architecting future planning we're architecting identity a way that all of a sudden really does empower you to go I have I have a choice here and like I'm gonna choose being proactive instead of just waiting for the shoe to drop
yet.
speaker-1 (37:03.118)
worked with over, I'm going to say, I'm going to say probably 700 women now in the last four years. And not one of them has come through my one on one or my course and known everything. In fact, most of them are shocked within, again, the first 30 minutes.
That's amazing.
speaker-0 (37:17.528)
Mm-hmm.
speaker-1 (37:28.559)
Debt and money is like this weight that you carry that nobody sees and it is such a burden and it is so heavy.
Just get educated because once you can take that weight off of your back, your whole life shifts. You show up in your relationships differently. You show up at your career, your job. It's life changing.
Yeah, I mean, I would totally agree with that because I feel like it's just not a weight that I, I bear a lot of weight on these shoulders, but that is not one of them. Thank the Lord, right? Because that one I feel like is quite heavy. absolutely. Okay. So let's share where women, if you are listening and you need Candice in your life, which I think you probably do, where can these women get educated?
And yeah.
speaker-1 (38:10.216)
the heaviest.
speaker-1 (38:24.524)
Yeah, so head over to my Instagram, underscore, it's Candice J. And that's I see so like Candice not ass. It's Candice J. All of my courses are there. So foundations is for the woman who like has never organized her cash flow is, you know, pretty heavy into credit card debt wants to learn how that works and wants to learn how to like organize her money. And then we have elevate which is
We see we even have the same course from the very beginning. Elevate is all about investing. you know, what is a TFSA? What is an RSP? What is a mutual fund and index fund and ETF? How do I know how to do that? In both courses, you are going to go through that CEO exercise, you get into alignment with the woman that you want to become and how she spends her money.
And you get a one-on-one with me through that also. So like you are not left alone. It's go through the course, you get to sit on your couch in your pajamas with your mocktail and you get to learn about money that isn't data and charts. It's about like structure and energy and like the know how.
I love that so much. Yeah. Because it's like the embodiment of that just it lands different. And I just think women should be building wealth that way. if you talk about like masculine and feminine, it's like that's where we should be. Really. Is building wealth through that energy.
was that?
speaker-1 (40:03.03)
Women need foreplay before anything, like sexually and fiscally. The reason why the banking system doesn't work for women is because they're never gonna open up to somebody that they don't trust. Right? So that's why these courses are so powerful is because it takes you through activities and education that you can do on your own time.
without having to share your financial situation with somebody. And if at the end of those courses, you feel like our energy aligns, you feel magnetic, it's something shifting for you, then you book a one-on-one with me and I show you how to do all of those things. Like how to implement it, how to get started. So it really creates this safe environment where you can learn at your own pace without having to share like the shame that you're feeling.
I love that. And I mean, I think the thing with shame is that the more you talk about it, the more it diminishes. And the more that you can help yourself and really find someone who can guide you in that, all of a sudden that shame really, it's not a dirty secret. And the thing is, is that it's shiftable. Like changes can be made today. Like Candice gave you some great tips, just.
It's not a dirty seeker then.
speaker-0 (41:25.406)
right here on this podcast, right? So it's like, those things can shift some of that shame immediately. And really, you just take it from something that you feel either embarrassed about or concerned about, worried about, and you shift that into something that is empowering, where you feel like you are building confidence. I mean, that process alone is worth so much because it's repeatable in every area of your life. And I certainly know that if people...
If women especially feel empowered in their financial life, like the world really, really opens up to you.
Women rule the world. They run the world. There would be like, we're incubators, right? So if you understand how money works, you're going to turn money into wealth. If you don't, you're going to turn it into a disaster. So you get to choose. It's your choice.
Yeah, absolutely. And whenever we are in choice, guess what? sit in our own fucking power. And that is the most beautiful thing of all. mic drop. Candice, thank you. I'm going to drop all of her links because her courses are available. Her one-to-one obviously is available. But really, just get this woman in your world. Follow her on Instagram. Just soak up the beautiful energy that she is.
Nice job!
speaker-0 (42:46.51)
That also is a little kick ass, and I just like that. I like that mixture. We all need a little kick in the ass sometimes, because a lot of the time it's like, oh yeah, it's been on my to-do list, and let's actually just make that happen. So yeah, it's so important. Thank you for joining me today. had all sorts of tech issues getting to this moment. Persevered, and that is the main thing. Love you so much, woman. I just know.
We made it. We made it.
speaker-0 (43:13.45)
You are doing your own beautiful trajectory right now out in the world and skyrocketing in so many ways and I'm just privileged I get to watch the journey.
So thank you so much for having me.
Absolutely. Take care everyone. We'll see you next week.
